Night Owl 6/Night Owl's Shareware - PDSI-006 - Night Owl Corp (1990).iso/007a/aim_300.zip/AIM.DOC

Text File | 1991-11-10 | 6KB | 118 lines

  AUTOMATIC INVESTMENT MANAGEMENT  PROGRAM DOCUMENTATION

  SOFTWARE AND DOCUMENTATION COPYRIGHT (C) 1991 by Jerry Brunet
  PORTIONS OF SOFTWARE ARE COPYRIGHT (C) 1982-1989 by Microsoft Corporation


    Because there is risk inherent in stock or mutual fund investments,
 the author of this software can assume no responsibility for your
 investment decisions. This software is intended to be used as a tool
 to help you in your investment decisions. As a condition of using this
 software, you agree that you understand the risks associated with stock
 and mutual fund investments, and you agree to be solely responsible for
 the results of your investment decisions.

    There is no warranty, either express or implied, concerning this
  software, or its use, or its suitability for your intended use. Your
  use of this software indicates your acceptance of this statement.

    In order to get the most out of this software, you really need to read
  the book - HOW TO MAKE $1,OOO,OOO IN THE STOCK MARKET AUTOMATICALLY  by
  Robert Lichello. It is sold in bookstores such as Waldenbooks in a Signet
  Paperback in the business books section of the store and is very
  inexpensive. I consider it a classic, and highly recommend it, even
  though the title does sound a little grandiose !

     That book will give you the mathematical theory behind what this program
  is doing. This software is intended to do the calculations contained in
  that book automatically for you.

     This software will keep track of 4 different AIM investment portfolios.
  When you first begin, it will always choose portfolio 1 as the default. You
  can choose menu option 5 to change the current AIM portfolio to any of the
  other 3.

    HOW TO BEGIN:

    When you first begin, portfolio #1 will be your current operating
  portfolio. You can change the heading name in menu option 9. Then you can
  begin entering data.

    Let's say you have $1O,OOO to invest. The proper procedure would be to
  put half in a money fund or savings account, and the other half in a stock
  mutual fund or stock portfolio. The total amount you invest is not as
  critical as the fact that half goes into stocks (or stock mutual fund)
  and half goes into a savings account or money market fund.

    Next, you would change PORTFOLIO CONTROL to a value of $5,OOO, which is
  the amount you are investing in stocks or your mutual fund. Once this is
  set, you NEVER change PORTFOLIO CONTROL again, except when AIM gives you
  a MARKET ORDER to buy a certain dollar value of stock or mutual fund shares.
  At that time, you would adjust PORTFOLIO CONTROL upward by HALF the amount
  you are buying at that time. You don't change PORTFOLIO CONTROL when you
  sell shares. You change PORTFOLIO CONTROL with menu option 2.

    Next you would change your CASH to read $5,OOO, which is the amount you
  are starting out with in the savings or money market portion of your AIM
  program. You do this with menu option 4.

    Then, you can change yuour stock value (menu option 1) by either showing
  1 share at $5,OOO, or 1OO shares at $5O, or whatever comes out to $5,OOO,
  which is what you are starting out with in stocks. If you send $5,OOO to
  a mutual fund, then the statement you get from them will show you the
  exact number of shares you bought at what exact price for a total of
  $5,OOO.

    Finally, put in today's date by choosing menu option 3. Then be sure
  to press option 6 to save your data to the file.

    Each time you enter the program, you will read in the data from your
  file that you saved from last time. All you need to do is update your
  stock value, update your cash value (due to interest earnings ), change
  the date to today's date, and then display the AIM chart. When you
  display the AIM chart, you will get your market order calculated for
  you as explained in the book. The MARKET ORDER is your instructions to
  either buy a certain dollar value of stock shares with moneys from your
  savings account part of AIM, or sell a certain dollar value of shares
  and put the proceeds into your savings account part of AIM.

    Then, be sure to save out your updated data to the file before you exit
  the program.

    You should plan on monitoring your share values and running this
  software on a monthly basis. It is best if it is a regular time each
  month.

   In the future, if you ever have an additional lump sum you want to add
 to your AIM program, just do the same as when you started the first time.
 Put half in stocks, and update the PORTFOLIO CONTROL amount by the full
 amount of your investment. For example, if you have an additional $1O,OOO
 to invest, put $5OOO in savings, $5OOO in stocks, and add $5OOO to your
 PORTFOLIO CONTROL figure.

   REMEMBER- You only add the full stock amount to PORTFOLIO CONTROL when
 you add new money to the program. When you buy additional stock shares
 due to an AIM MARKET ORDER, using money from the savings account portion,
 you only add 1/2 of that amount to PORTFOLIO CONTROL.

   Finally, this software is shareware. You may use it, and share it with
 others, but you are expected to pay a small fee if you find it useful.
 If you send a minimum of $15.OO, and enclose your phone number, I will
 call you and make arrangements to upload or send a registered version to
 you that will not have the shareware notice. In addition, I will put you
 on my mailing list for future improved versions, which will be available
 to you at no extra cost for up to 1 year from your registration.

    To register, send your check to:

                       Jerry Brunet
                       P.O. Box 336
                       Canfield, Oh. 444O6


   Please pass this software on to others. However, it must be shared
 with others UNMODIFIED, with all data and text files UNMODIFIED in any
 way.